body{
  padding: 0px;
  margin: 0px;
  display: block;
  background: #f0f0f0;
  min-height: 100%;
}

@font-face {
    font-family: 'Roboto' !important;
    src: url(../fonts/PFEncoreSansPro-Regular.eot);
    src: url(../fonts/PFEncoreSansPro-Regular.woff2) format('woff2'), url(../fonts/PFEncoreSansPro-Regular.woff) format('woff'), url(../fonts/PFEncoreSansPro-Regular.ttf) format('truetype'), url(../fonts/PFEncoreSansPro-Regular.eot?#iefix) format('embedded-opentype');
    font-weight: normal;
    font-style: normal;
}
@font-face {
    font-family: 'Roboto' !important;
    src: url(../fonts/Roboto.woff) format('woff'), url(../fonts/Roboto.ttf) format('truetype');
    font-weight: normal;
    font-style: normal;
}
@font-face {
    font-family: 'Roboto' !important;
    src: url(../fonts/PFHandbookPro-Bold.eot);
    src: url(../fonts/PFHandbookPro-Bold.woff2) format('woff2'), url(../fonts/PFHandbookPro-Bold.woff) format('woff'), url(../fonts/PFHandbookPro-Bold.ttf) format('truetype'), url(../fonts/PFHandbookPro-Bold.eot?#iefix) format('embedded-opentype');
    font-weight: normal;
    font-style: normal;
}
@font-face {
    font-family: 'Roboto' !important;
    src: url(../fonts/PFHandbookPro-Light.eot);
    src: url(../fonts/PFHandbookPro-Light.woff2) format('woff2'), url(../fonts/PFHandbookPro-Light.woff) format('woff'), url(../fonts/PFHandbookPro-Light.ttf) format('truetype'), url(../fonts/PFHandbookPro-Light.svg#PFHandbookPro-Light) format('svg'), url(../fonts/PFHandbookPro-Light.eot?#iefix) format('embedded-opentype');
    font-weight: normal;
    font-style: normal;
}

html,body{
  min-height: 100%;
  height: 100%;
}
.col-center{
  float: none;
  display: block;
  margin: 0px auto;

}
.img-center{
  margin: 0px auto;
  display: block;
}
.padd0{
  padding: 0px;
}


.clear{
  clear: both;
}

/*=========END COMMAN CLASS============*/
.overlay.active {
    opacity: 1;
    z-index: 998;
}
.overlay {
    position: fixed;
    width: 100%;
    transition: all ease-in-out 0.3s;
    height: 100%;
    top: 0;
    left: 0;
    background-color: rgba(0,0,0,0.7);
    opacity: 0;
    z-index: -1;
}

.arrowbox {     display: inline-block;
    padding: 18px 0 0 25px;
    vertical-align: top;
    color: #fff;
    font-size: 12px;  }

    .arrowbox a {
        display: block;
        background: url(../../../Images//greyarrow.png) no-repeat right 4px;
        color: #2d2d2d;
        text-transform: uppercase;
        font-family: Roboto !important;
        text-decoration: none;
        padding-right: 22px;
    } 	
.right_side { display:none}
.header-container{
  width: 100%;
  display: block;
/*  border: 1px solid red;*/
/*  min-height: 100px;*/
  position: relative;
  z-index: 88;
}
.red-band{
  width: 100%;
  height: 55px;
  box-sizing: border-box;
  /*padding: 10px 15px 10px;*/
  /*background:#fbad1c;*/ 
}
.logo-white{
  display: inline-block;
}
.logo-white img{
  max-width: 200px;
}
.img-abc{
  width: 214px;
  float: right; display:none
}
.div-menu{
  width: 100%;
  padding: 0px 15px;
 position: relative;
  visibility: hidden;
}
.col-menu-left{
  width: 70%;
  float: left;
 
  min-height: 30px; 
  box-sizing: border-box;

}
.nav-menu{
  list-style-type: none;
  display: block;
  margin: 0px;
  padding: 0px;
}
.nav-menu-parent{
  position: relative;
  float: left;
  box-sizing: border-box;
}

    .nav-menu-parent a {
        color: #333333;
        font-family: 'Roboto' !important;
        font-size: 18px;
        text-decoration: none;
        outline: none;
        height: 46px;
        display: block;
        padding: 13px;
        /* transition: all 0.3s*/
    }

.nav-menu-parent a span{
  transition: all 0.3s;
  margin-left:5px;
}
.nav-menu-parent-active{
  background: #f2f3f6!important;
}

/*#f2f3f6!important*/
.nav-menu-parent a:hover{
  text-decoration: none;
  outline: none;
  background: #f2f3f6!;
}

.nav-menuspan-roted{
   -ms-transform: rotate(180deg); 
    -webkit-transform: rotate(180deg); 
    transform: rotate(180deg);
    color: #c7222a;
}

.sub-menu,.support-timing,.login-sec{ 
  visibility: hidden; /* hides sub-menu */
  opacity: 0;
  position: absolute;
  top: 100%;
  left: 0;
  list-style: none;
  min-width: 210px;
  transform: translateX(-2em);
  z-index: -1;
  background: #fff;
  -webkit-box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
  -moz-box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
  box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
  padding: 8px 0;
  transition: all 0.3s ease-in-out 0s, visibility 0s linear 0.2s, z-index 0s linear 0.01s;
}
.sub-menu-open {
  visibility: visible; 
  opacity: 1;
  z-index: 99;

  transform: translateX(0%);
  transition-delay: 0s, 0s, 0.3s; 
}

.support-timing{
  left: -92px;
}

.login-sec{
  min-width: 150px;
  right: 0;
  left: inherit; 
  text-align: left;
}
.login-sec li{
  display: block;
  border-top:1px solid #f0f0f0;
}
.login-sec li:hover{
 background: #f2f3f6;
}
.login-sec li:first-child{
  border-top-color:transparent;
}
    .login-sec li a {
        font-size: 17px;
        font-family: 'Roboto' !important;
        padding: 10px 15px;
    }
.sub-menu li{
  display: block;
  position: relative;
}
    .sub-menu li a {
        font-family: 'Roboto' !important;
        font-size: 16px !important;
        color: #333;
        height: auto !important;
        background: #fff;
        padding: 6px 15px;
        white-space: nowrap;
        display: block;
        transition: all 0.2s;
    }
.sub-menu li a:hover{
  background: #f2f3f6!important;
  padding-left:24px; 
}


/*=====================submenu=================*/
.inner-dropdown{
  position: absolute;
  right: -200px;
  top: 0;
  transform: translateX(-2em);
  visibility: hidden;
  opacity: 0;
  z-index: -1;
  width: 200px;
  box-sizing: border-box;
  min-height: auto;
  background:#fff;
  -webkit-box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
  -moz-box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
  box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
  padding: 8px 0;
  transition: all 0.3s ease-in-out 0s, visibility 0s linear 0.2s, z-index 0s linear 0.01s;
}
    .inner-dropdown a {
        font-family: 'Roboto' !important;
        font-size: 16px !important;
        color: #333;
        height: auto !important;
        background: #fff;
        padding: 6px 15px;
        white-space: nowrap;
        display: block;
        transition: all 0.2s;
    }
.inner-dropdown-open {
   visibility: visible; 
    opacity: 1;
    z-index:1;
    transform: translateX(0%);
    transition-delay: 0s, 0s, 0.3s; 
}
.inner-dropdown-parent{
  background: #f2f3f6 !important;
  padding-left: 20px !important;
}

/*=====================submenu==================*/


.col-menu-right{
  width: 30%;
  float: right;
  background: #fff;
 /* min-height: 20px; */
  box-sizing: border-box; display:none;
}
.support-ul{
  list-style: none;
  padding: 0px;
  margin: 0px;
  text-align: right; 
}
.support-li{
  float: right;
  display:block; ;
  position: relative;
  box-sizing: border-box;
}
    .support-li a {
        color: #333333;
        font-family: 'Roboto' !important;
        font-size: 18px;
        text-decoration: none;
        outline: none;
        height: 46px;
        display: block;
        padding: 13px;
        transition: all 0.3s;
    }
.cont_icon {
    background: url(../../../Images//support-grey.svg) no-repeat 0 top;
    width: 20px;
    height: 20px;
    display: inline-block;
    vertical-align: middle;
    background-size: 100%;
    margin-right: 5px;
}
.cont_icon-toggle{
 background: url(../../../Images//support-red.svg) no-repeat 0 top; 
 background-size: 100%;
}
.support-text-red{
  color: #c7222a !important;
}
.user-icon{
  width: 40px;
}
.user-icon a{
  padding-right: 0px;
}
.user-icon img{
  width: 18px;
  position: relative;
  top: 1px;
  float: right;
}

.support-timing{
  list-style: none;
  display: block;
  padding:0px;
  margin: 0px; 
}
.support-timing li {
    width: 100%;
    background-color: transparent;
    display: block;
    padding: 5px 0;
    border: none;
    border-radius: 0;
    font-weight: 400;
    text-align: left;
    line-height: 30px;
    background: #fff;
    border-bottom: 1px solid #f0f0f0;
}
.support-timing li:hover{
  background: #f2f3f6;
} 
.support-timing  li a {
    color: #575959;
    display: block;
    font-size: 17px;
    padding: 5px 10px 5px 15px;
    border: none;
    border-radius: 0;
    text-transform: none;
    text-decoration: none;
}
.phone {
    background: url('../../../Images//phone.svg') no-repeat 0 top;
    width: 35px;
    height: 35px;
    display: inline-block;
    vertical-align: middle;
}
.email {
    background: url('../../../Images//email.svg') no-repeat 0 top;
    width: 35px;
    height: 35px;
    display: inline-block;
    vertical-align: middle;
}
.chat {
    background: url('../../../Images//live-chat.svg') no-repeat 0 top;
    width: 35px;
    height: 35px;
    display: inline-block;
    vertical-align: middle;
}
.dis_ver {
    display: inline-block;
    vertical-align: top;
    line-height: 18px;
}
.mobile-icon{
  display: none !important;
  width: 30px;
  float: left;
  height: 30px;
  display: inline-block;
  margin-right: 10px;
  top: -9px;
  position: relative;
  background-size: 100% !important;
}
.myuniverse_logo{
  display: none;
}
.width-crdlogo{
  display: none;
}
/*header css*/


/*==============================footer css========================*/

.footer-wrapper{
  width: 100%;
  background: #1f1e19;
  padding: 20px 0px;
}
.footer-menu .desktop-container{
  max-width: 1200px;
}
.col-md-20{
  width: 20%;
  padding:0px 10px; 
}
.footer-title{
    font: 12px;
    margin: 0px;
    color: #ccc;
    margin-bottom: 8px;
    font-weight: 500;
}
.footer-menu{
  list-style: none;
  display: block;
  margin: 0px;
  padding: 0px;
}
.footer-menu li{
  display: block;
}
.footer-menu li a{
  margin: 0px;
  font: 12px/24px Roboto;
  color: #999;
  text-decoration: none;
  text-transform: capitalize;
  font-weight: 300;
  transition: all 0.2s;
}
.footer-menu li a:hover{
  padding-left: 5px;
}
.focial-link{
  list-style: none;
  margin: 0px;
  padding: 0px;
  margin-top: 20px;
}
.focial-link li{
  display: inline-block;
  margin-right: 5px;
}
.focial-link li .social-width{
  width: 35px;
  height: 35px;
  display: block;
  transition: all .2s ease-in-out;

}
.focial-link li .social-width:hover{
  transform: scale(1.1);
}
.focial-link li .facebook{
    background: url('../../../Images//facebook.svg') no-repeat center center;
    background-size: 100%;
}
.focial-link li .twitter{
    background: url('../../../Images//twitter.svg') no-repeat center center;
    background-size: 100%;
}
.footerborder{
  padding: 10px 0px;
  margin: 2% 0%;
  border-top:1px solid #514f4f;
  border-bottom: 1px solid #514f4f;
}
.footerborder .copy-footer{
  color: #ccc;
  font-size: 11px;
  font-weight: 400;
}
.footerborder .copy-footer a{
  color: #ccc;

}
.research_text {
    font-size: 10px;
    color: #666;
}
.research_font{
  font-size: 11px;
}
.research_text, .research_text a {
    color: inherit;
}
.mobile-ff{
  width: 100%;

}
.mobile-ff ul{
  list-style: none;
  margin: 0px;
  padding: 0px;
  display: block;
  margin: 0px 0px 0px;
 
}
.mobile-ff ul li{
  display: block;
  border-top: 1px solid #e1e1e1;
  padding: 7px 10px;
}
.mobile-ff ul li p{
  display: inline-block;
  margin: 0px;
}
.mobile-ff ul li p span{
  margin-right: 5px;
}
.mobile-ff ul li p label{
  color: #ccc;
  font-weight: normal;
}
.mobile-ff ul li a{
  color: #ccc;
  position: relative;
  top: 4px;
  text-align: right;

}
.copy-mobile{
  border-top: 1px solid #e1e1e1;
  padding: 10px 0px;
}
.copy-mobile p{
  margin: 0px;
  text-align: center;
  color: #ccc;
} 
.copy-mobile p a{
  color: #ccc;
  display: inline-block;
  margin-top: 10px;
}
/*==============================footer css end=====================*/






/*media query*/


 .div-menu{ visibility:visible }
  .red-band{
    height: 70px;
  }

  .col-menu-left{
    position: fixed;
    width: 100%;
    top: 0;
    left: 0;
    z-index: 999;
    height: 100%;
    transform: translateX(-150em);
    background: transparent;
    transition: all 3s;
  }
  .col-menu-left-open{
     transform: translateX(0em);
     transition: all 1s;
  }
  .nav-menu{
    width: 280px;
    z-index:50;
    float: left;
    height: 100%;

    overflow-x: hidden;
    overflow-y: auto;
    background:#FFF;
        -webkit-box-shadow: 20px -1px 55px 0px rgba(0,0,0,0.4);
    -moz-box-shadow: 20px -1px 55px 0px rgba(0,0,0,0.4);
    box-shadow: 20px -1px 55px 0px rgba(0,0,0,0.4);
  }
  .sub-menu{
   
    width: 100%;
    height: auto;
  
    min-width: 100%;
    transform: translateX(0em);
    visibility: visible;
    opacity: 1;
    z-index: 1;
    box-shadow: none;
    position: relative;
    display: none;
    padding-left: 20px;
    transition:none;
  }
 
  .sub-menu li a{
    background: transparent;
    padding: 12px 15px 12px 32px;
  }
  .nav-menu-parent a span{
    display: none;
  }
  .nav-menu-parent a{
    padding: 10px 12px;
    height: auto; 
    position: relative;
    z-index: 11;

  }
  .nav-menu-parent{
    float: none;
    display: block;
    padding: 10px 0px; 
    border-top: 1px solid #e5e5e5;
  }
  .nav-menu-parent:first-child,.sub-menu li:first-child{
    border-top-color: transparent;
  }
  .sub-menu li{
    border-top: 1px solid #e5e5e5;

  }
  .mobile-icon{
    display: block !important;
  }
  .pem-bg{
    background: url('../../../Images//why-myuniverse.svg') center center;
  }
  .pem-bg.active{
    background: url('../../../Images//why-myuniverse-red.svg') center center;
  }
  .loan-bg{
    background: url('../../../Images//personal-loan.svg') center center;
  }
  .loan-bg.active{
    background: url('../../../Images//personal-loan-red.svg') center center;
  }
  .credit-bg{
    background: url('../../../Images//credit-card.svg') center center;
  }
  .credit-bg.active{
    background: url('../../../Images//credit-card-red.svg') center center;
  }
  .saving-bg{
    background: url('../../../Images//saving-account.svg') center center;
  }
  .saving-bg.active{
    background: url('../../../Images//saving-account-red.svg') center center;
  }
  .matual-bg{
    background: url('../../../Images//mutual-funds.svg') center center;
  } 
  .matual-bg.active{
    background: url('../../../Images//mutual-funds-red.svg') center center;
  }
   .matual-bg{
    background: url('../../../Images//mutual-funds.svg') center center;
  }
  .link-color{
    color:#c7222a !important;
    position: relative;
    z-index: 11;
  }

  .myuniverse_logo{
    display: block;
  }
  .plus-accor {
    background: url('../../../Images//plus.svg') no-repeat right 10px;
    width: 13px;
    height: 30px;
    display: inline-block;
    vertical-align: middle;
    position: absolute;
    right: 20px;
     transform: rotate(0deg);
    transition: all 0.3s;
    background-size: 100%;
  }
  .plus-accor-roted{
        transform: rotate(44deg);
  }
  .width-crdlogo{
    width: 100%;
    height: 55px;
    display: block;
    background: #fff;
  }
  .cross-mo{
    width: 55px;
    height: 100%;
    float: left;
    background: url('../../../Images//close-menu.svg') #c61c2c no-repeat  center center;
    background-size: 40%;   
  }
  .moneymoves-bg {
    background: url(../../../Images//money-moves.svg) center center;
}
  .img-logo-xs{
    width: 54%;
    margin-left: 10px;
    margin-top: 4px;
  }
  .inner-mobile{
    position: absolute;
    z-index: 0;
    height: 100%;
    background: transparent;
    width: 100%;
    cursor: pointer;

  }
  .logo-white{ 
    margin-left: 4px;margin-top: 0px;     border-right: 1px solid #fff;     width: 251px; display:inline-block!important;
  }
  .logo-white img{
    max-width: 100%;margin-top: 0px; margin-left:7px;
  }
  .bar-menu{
    vertical-align: top;
    width: 30px;
    position: relative;
   
    float: left;
    display: inline-block;
    cursor: pointer; z-index:100; 
  }
  .bar-menu img{
   max-width: 100%;
  }

  .usermobile{
    width: 22px;
    margin-top: 22px;
  }
  .back-bottom{
    background: #f2f3f6;
    width: 100%;
    min-height: 23%;
    padding:15px 0px ;

  }
  .back-bottom a{
    color: #333;
    font-weight: 400;
    font-size:16px;
    display: block;
    margin: 0px;
    padding: 10px 12px;
    padding-left: 50px;
  }
  /*===================megamenu==================*/
  .inner-dropdown{
    position:relative;
    opacity: 1;
    z-index: 1;
	
        height: auto;
    box-shadow: none;
    transition: none;
    left: 0px;
    width: 100%;
    visibility: visible;
    background:#fff;
    padding-left: 10px; 
   /* transform: translateX(0em);
    -webkit-box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
    -moz-box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
    box-shadow: 0px 6px 12px 0px rgba(51,51,51,1);
    padding: 8px 0;
    transition: all 0.3s ease-in-out 0s, visibility 0s linear 0.2s, z-index 0s linear 0.01s;*/
  }
  .direction-new{
    display: inline-block !important;
    transform: rotate(-91deg);
    color:#c7222a;
  }

  /*==============================footer media start===========================*/
    .footer-wrapper{
      padding-top: 20px;
      padding-bottom: 0px;
    }
  /*==============================footer media end===========================*/

/*media header css*/